The code you posted would not work out of the box. 

The `fromKeypair` is paying for the new account to be created, and would need to have enough SOL to create a new account.

By default, accounts on Solana are 136 bytes and cost 0.00178176 SOL to be rent exempt. 

So the system program will create this account when you do the transfer. Using the CLI it would actually ask you if you want to fund that account.